Payday loans are fast becoming all the rage. As the world of personal finance continues to grow, newer and newer types of loans come to the forefront. One could say that it has become fashionable to avail of more and more loans. These days, most of us turn to loans when we want to fund our college expenses. We look to loans to help us when we are buying yet another car. And the mortgage is our best friend when it comes to purchasing a house. Loans are the fuel that is propelling the world forward. Loans are helping us raise our standards of living by allowing us to purchase things which would otherwise have remained in the “unaffordable” category.
In the old days, people turned to loans only after exhausting all other options. These days, loans are a person’s first choice. Do you blame them? They say that money can ruin relationships forever. At least loans remove that possibility. Taking a loan from the bank depends on your credit score. It does not depend on how close you are with your lender. It is a contract which comes with well-defined consequences. If you repay the loan on time, you can sleep in peace. If you don’t, you could land up with a...
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