Ever wondered how this amazing piece of plastic gives you the power to purchase products from various stores right from a shoe to your grocery to a refrigerator? In todays time and age it is rare to find a U S citizen without a credit card. Surveys reveal that most own at least one card and many have two and even three credit cards. Then of course there are those who have credit card folders with nearly 5 10 credit cards from various organizations.
A credit card is today an important source of identification proof apart from being really handy when you dont want to carry wads of cash with you on your person. Even if you want to rent a car, you need to have a credit card as proof. A credit card really gives you the freedom to make a purchase and then pay back for it only a month back. However, consumers have got to beware of this easy pay back system. Once you get caught in the whirlpool of having notched up your credit balances in your various cards, it is very difficult to get out of it.
If you are capable of paying back the entire amount within a month then it is great, however, most consumers tend to avail of the rolling facility, where you have to only...
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