Buying a home is really exciting. But before buying there are certain things you must look for and here are they to help you out.
Whenever you are looking to buy a house get a pre-approval document. A pre approval document is needed by the real estate agent to show that you are ready and serious about buying a house. It will add on to the advantages and will empower you to negotiate a better offer to buy the home of your dream.
What are the things you will require to get a pre approval? Just read on:
You should get a copy of you FICO score. Most of the people start looking for a home then applying for a home loan only to find out later that there is something wrong with their credit. Do not let this happen to you. So get a report before finding a home. A FICO report is a tally of your credit score aggregated from the three major reporting credit bureaus. Any negative information such as collections, late payments and bankruptcies can tarnish your score. However you can fix your credit score by paying off the collection accounts, pay your bills on time and paying down any credit cards to lower 40% the maximum limit. In a few months you can raise your FICO...
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