Thinking of Making Home Improvements? Refinancing May Be the

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Thinking of Making Home Improvements? Refinancing May Be the Answer!

The kitchen that looks like it came straight out of a 1960s magazine; The front porch that is slowly pulling away from the house; the garage door that closes – 50% of the time. As a homeowner you know that as the years go by you will need to make changes and improvements to your home to keep up its value and its function. Often, some of these improvements can be costly – the average kitchen remodel nowadays costs over $15,000! However, the smart homeowner knows that by investing in these improvements now they are not only raising the value of their home should they decide to resell, but they are also adding value to their satisfaction of living in the house.

Refinancing has become a popular way to fund home improvements over the years by paying off your current mortgage and taking out a new mortgage, often at a lower interest rate, while taking some of the equity you have built up in the home and using it for repairs and improvements. Many people find that they can get a double benefit from this: they not only get the improvements they so desperately want in their home, but...

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