Money can certainly be tight for many of us, and most of us could use a few tips on how to cut down our monthly bills. While not all tips will ever work for anyone, a number of these can be used by most – that means that there should be something here you can use. Here are a few ideas on how to cut down on your monthly expenses.
1. Combine Your Credit Cards
Most credit cards have a rather high interest rate on them – at least anything is high if it is greater than 0% APR interest. Many credit card offers will now give you 0% APR interest rates for balance transfers and give you great savings each month. All credit card offers are not equal, though, so you should do a little comparison shopping in order to get a good one. If you cannot get a credit card with this level of interest, then try to get one for as low a level as you can get. Also, watch out for balance transfer fees.
2. Comparison Shop
Rather than doing impulse buying, you will usually save a considerable amount of money by looking around for those better deals. This may mean it takes a little more time to shop, but it will help your bottom dollar line. By saving money on good...
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