Travel Insurance Do I Really Need To Buy Cover

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Travel Insurance Do I Really Need To Buy Cover For A Holiday In Britain?

Last week my wife and I booked a seven day holiday in Tobermory on the wonderful Isle of Mull. All that grand scenery with brightly painted houses clustered around the harbour. Hands up who knows Tobermory as Balamory!

You could have knocked me down with a feather when the travel agent assumed that I wanted travel insurance for an additional 27.50. Not on your Nellie the Lock Ness monster, I thought. I can spot a rip off when I see one! Who needs insurance for a trip to another destination in Britain? The NHS is free and in an emergency, my daughter could drive up and take us home.

Later in the comfortable setting of my lounge I got to thinking .

Holiday disasters don’t only happen abroad. So I made a list of the risks:

One of us could be taken ill before we depart and we’d be forced to cancel. As the ferries and the hotel were non-cancellable, we’d lose everything we’d paid.

My parents are getting on. God forbid, but I’d have to cancel the holiday if something happened to them just before we’re due to go.

My wife...

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