Travel Insurance Is It Necessary For A UK-Based Holiday?

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Travel Insurance Is It Necessary For A UK-Based Holiday?

Just over a month ago, my boyfriend and I decided to visit the beautiful city of Edinburgh for our 5 year anniversary. We live in Dorset, so we didnt want to spend the whole time travelling. To make the trip easier on ourselves, we decided to fly there, and used a travel agent to organise the week long holiday. Imagine my surprise when I saw an additional 27.50 on the quote for travel insurance! We were only going to Edinburgh, not Pittsburgh!

I was offended that they thought we would be so stupid as to get travel insurance for a trip within the UK. They have hospitals in Edinburgh, and it really isnt very far away. But later on, over a cup of hot chocolate, I put some more thought into it.

Holiday disasters can happen anywhere, not just abroad – so I made a list of what could feasibly go wrong:

One of us could fall ill before we depart, wed have no choice but to cancel the trip. The flights and the hotel were non-refundable, so wed have to pay anyway.

My Grandfather has been ill lately, if he got suddenly worse then I wouldnt be able to go on holiday. Again, the trip would have...

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