Different types of credit cards are:-
Debit Cards
A debit card is not exactly a credit card. When your debit card is swapped, it checks with your account whether or not it has sufficient balance to make the transaction. If yes then money is deducted from your account. Although a debit card doesnt give you the choice of paying later but it enables you to shop without carrying hard cash. Also, you can use this card at ATMs as well.
Charge Cards
Charge cards fall into the category of credit cards, but the only difference is that you have to clear the entire balance at the end of each month. Since it does not allow you to carry forward your balance, it gives you very high spending limit or may be no limit at all.
Store Cards
These are cards issued by superstores and malls to use them within their premises. You get bonuses like discounts and points that can be redeemed later.
Affinity Cards
These cards are offered by banks in association with airlines, car companies, and hotels. Using these cards get you flying miles and points that can be stored and redeemed later.
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