Credit card companies are becoming more competitive each day; this is why the number of no annual fee credit cards being offered is rapidly growing. No annual fee credit cards are coupled with a lower or even zero percent APRs on the introductory period which is now the set standard in the credit card industry. It is considered by most credit card clients as a great advantage and benefit for them.
Recently, no annual fee credit cards became the most popular instruments used by most credit card companies in marketing their credit cards in the market. Before, it was not the trend because every credit card user was charged to pay their annual fees. However, the credit card issuers realized how their clients have resented because they are obliged to pay the annual fees in order for them to utilize their credit cards.
The credit card issuers slowly eliminated annual fees to advance on their marketing incentives. But clients should never think that there would be no payments at all. Make sure that you carefully study all the credit card offers and features as well as understand all the written statements in your application forms before signing the contract.
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