Credit cards are an alluring trap invented by our modern financial system.
Buying something using a credit card is not bad, IF you have the income to pay the credit card balance in full when the statement arrives, plus all your other bills.
But buying with a credit card because you dont actually have the money, is simply committing your future earnings to the credit company under the threat of a bad credit rating. That is financial slavery.
Over the past few years, financial experts have helped a lot of people to get out of the credit card trap with debt reduction programs. Helping people do this is not looked on favorably by the credit companies; they lose all that profitable interest. They take counter measures to hook more people back in by offering 0% percent interest for some period of time.
Are they really giving you 0% interest? Only if you can pay off the debt before the time frame is up. What they are counting on is you NOT having the ability to pay it off.
What happens if you cant pay? Have you ever read the fine print on their Terms and Conditions agreement? Most agreements have an attractive interest rate in large print; 9.99% to...
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