When November rolls around every year, stores begin advertising like crazy, and people start getting in the mood to shop. Just about everyone has a list of people for whom gifts must be purchased, and the only way to accomplish this is obviously to spend money. Unfortunately, many people see the holiday season as a good excuse to put all purchases and expenses on a credit card because they dont have enough cash on hand to pay for everything all at once.
The holiday season, however, is no reason to rack up credit card bills that cant be paid. Using some smart shopping tips and other creative ideas can help prevent a person from spending too much money that they dont have.
As long as the holiday season is celebrated in moderation each year, people can rest assured that credit card debt will not haunt them for the rest of their lives. This is in no way saying that credit cards are not useful tools and should not be used while shopping. It is, however, saying that credit cards should not be abused during November and December each year.
Its very easy to go to a shopping mall and want to buy everything that is seen on the shelves. With a credit card, its easy to...
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