Using Your Credit Card For Foreign Purchases

| Total Words: 529

One of the major advertised benefits of applying for and having a credit card is the fact that they are accepted at millions of outlets all round the world. But, are there any major issues you need to be considering when using your credit for foreign purchases? The following are some that you may wish to consider:

Lost, stolen and fraudulent use

Certain credit card issuers have varying policies with respect to any lost, stolen or fraudulent use of you credit card for foreign purchases. It is, therefore, vital that you review your credit card agreement to see how this may affect you with respect to any purchases you make overseas.

Refund policy

Ordinarily, when using your credit card in your home country, your credit card issuer will provide you with free insurance if the item you purchase from a retailer is in any way defective or gets broken. However, when you make a foreign purchase this could change i.e. you may no longer be entitled to this refund policy. Likewise, any lowest purchase price insurance, where you are basically guaranteed youll pay the lowest price in the market for a product, will almost certainly not apply in the case of using...

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