What a Home Warranty Will Not Cover

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Many people think that home warranties are exclusive to new homes. This is not accurate, although for many years home warranties were primarily marketed for newly constructed houses. Today, many people are becoming more aware of home warranties for older homes.

Home warranties can either be purchased for the home by the buyer or the seller of the property. A seller usually purchases a home warranty to solidify a sale, increase the saleability and increase the sale price of the home. Buyers usually purchase a home warranty when they buy an older home to cover the cost of any unexpected, major repairs.

Regardless of why you are purchasing a home warranty, it is important to look at the coverage that is offered by the company. Coverage varies from company to company and state to state. When you talk to a home warranty agent, be sure to ask what is and is not covered on your home warranty specifically.

Most home warranties will cover:
Air conditioning system
Built in dishwasher
Built in microwave
Built in trash compactor
Ceiling fans
Central heating unit
Duct work
Electrical systems
Garbage disposal unit

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