What Everyone Should Know About Reducing the Risk of Identity Theft
Identity theft commonly begins with the loss or theft of a wallet or purse. But there are many or high-tech and low-tech ways criminals can get their hands on your personal and financial information in order to commit identity theft.
When someone uses your name or personal information, such as your credit card number, driver’s license number, Social Security number, telephone number, or other account numbers, without your permission, you become a victim of identity theft.
Thieves steal your personal information and use it to open credit accounts, bank accounts, telephone service accounts, and make major purchases in your name. These criminals use your sensitive information to take over existing accounts, or open new accounts. Their criminal activities can result in damage to your credit rating and denials to credit and job offers.
Protecting Your Identity While there are no guarantees that your identity will never be stolen or compromised, there are several steps you can take to minimize the risks. Here are a few of them:
Before you discard your personal information...