A bad credit credit card is a phrase which describes credit cards issued to individuals with bad credit ratings. “Bad credit credit cards” provide a chance for people with less than perfect credit to obtain a credit line and possibly improve their credit rating. Although these creditcards will carry rather “unfriendly” terms such as higher than normal interest rates, they give those with a poor credit history an opportunity to take advantage of the convenience that credit cards offer.
Another term that is sometimes used to describe bad credit creditcards is “secured credit cards”. Secured creditcards require users to deposit cash into their account prior to using the account. Doing so allows these customers to develop a history of responsible credit card use with the issuer.
If you’re interested in applying for a bad credit credit card, there are many choices available. When you begin comparing different credit card offers for those with poor credit history, there are 3 factors that you should really take into consideration before submitting your application.
1. What type of credit limit you can realistically expect...
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