What Is a Good Credit Score How Can I Raise Mine?
What is a good credit score? When you request a free copy of your credit report, you will find a score assigned to your credit history. This score will determine whether or not creditors will grant you the loan or credit that you want because it gives them an idea of your risk to repay. Generally, the answer to the question what is a good credit score? is the higher the better.
Once you have your credit report in your hands your first question should be What is a good credit score and what is my credit score? Each credit bureau has its own method of computing the credit scores and by themselves they dont really mean much. When the score is combined with your credit history, creditors can see at a glance how much money you owe and whether or not you have a good score. The scores range from 350 to 650, so if you are in the lower end of the score, then you will probably start to wonder how can I raise my credit score?
Using the mortgage industry as an example, if you ask what is a good credit score, the answer will be close to 650. If you are a lot lower than that, your chances of getting a loan to buy a house...
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