Consumer credit reports are often used by businesses to help them decide whether to lend money or provide other types of benefits to a particular consumer. Credit bureaus provide credit report information on consumers to interested parties, to enable them to assess a person’s risk levels or suitability for a loan or other purpose. These consumer credit reports show the status of your credit score including judgments, tax liens, and other credit related information. Your consumer credit report can be accessed very easily, and often at little or no cost. In fact, you are entitled to one free copy a year. Be sure to check your consumer credit report often to ensure that it is accurate.
To purchase a copy of your consumer credit report there are a number of contact details that you can use:
Equifax call: (800) 997-2493
write: Equifax Information Service Center
P.O. Box 740241
Atlanta, GA 30374-0241
Experian (Formerly TRW) call: (888) 397-3742
write: Experian National Consumer Assistance Center
P.O. Box 2104
Allen, TX 75013-2104.
Trans Union call: (800) 888-4213
write: Trans Union Corp. Consumer Disclosure...
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