If permanent insurance with flexible premiums and options is important to you, youll want to choose a variable universal life insurance policy. This type of policy combines features of universal life insurance with investment options, so you have the potential for a larger death settlement than you would have with an ordinary policy. It is called a variable universal life insurance, because your investments and premiums are not fixed. They are variable because they depend on the current market conditions.
Variable universal life insurance has advantages over other life insurance policies, such as Globe Life Insurance or whole life insurance. With this type of life insurance you get to play the stock market and choose the investment funds where you want to put your money. With universal life insurance on its own, you cant control how your cash value is invested. When you combine it with variable life insurance, you can switch investments two or three times a year if you wish to get a higher life insurance settlement.
As with 30 year term life insurance and others, you do have a guaranteed death benefit. This amount could rise drastically if you have the right...
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