My friends and I were once discussing how difficult it was becoming to stay on schedule with our credit card bills. There are the monthly insurance premiums, mortgages and car loans to think of, and we were not sure if our salaries (combined with our respective husbands’ salaries) could take any more load.
A balance transfer was at the back of my mind, but I did not have enough knowledge about it to even have the courage to bring up the topic. But I was fortunate to have a friend in a finance company who was willing to give me advice on how to go about things.
What is a balance transfer?
If you have not been able to pay for your credit card debt, you can transfer the balance to another card issuer. If you do this, you might just worm your way out of additional expenses like late fees. Many people opt for balance transfer because another issuer is offering lower interest rates.
How can you benefit from balance transfer?
If you have been unable to pay off your credit card balance, it is most likely that the finance charges are adding up to your debt on a monthly basis. By transferring your balance to another credit card, you will have the...
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