Mortgages are available from a number of different sources. There are specific mortgage brokers as well as banks, building societies and other financial institutions, all fighting to get your custom. This is because they make money out of it and so they all want you to sign up with them. It is now common to see advertisements for companies who want you to change your mortgage supplier and who are willing to pay the costs associated with this for you. It is always worth questioning why companies are willing to do this. It isnt because they truly value you as an individual, it is because the more people who have their mortgage with them, the more money they make. However, it can also be beneficial to the borrower as repayments can decrease or more flexible terms introduced.
A mortgage broker has access to mortgages being offered by a wide range of financial institutions. They can compare offers for you and work out which would be most beneficial to you personally in your situation. Obviously they have to make their own money and so they charge a fee for their services. However, they do save you time and possible confusion by searching through a large number of possible...
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