In the world today it is not wise to rely on your employer or the government for a comfortable retirement.
Although the stock market average returns have historically been positive, it is not guaranteed to continue to be a safe place for your retirement savings.
What you can do now to have a comfortable retirement is to start a part-time business that generates a residual income. So that when it is time to retire, you can rely on the income of your businesses rather than the stock market.
Residual income is income that continues to be generated after an initial effort has been made.
For example, if you write a best-selling book, or record a hit song, you would receive royalty checks for each copy of your work sold in the future. Even though it may have taken you a couple of months to write the book, you will continue to get checks for years to come, every time your book is sold.
But not everyone has the writing or creativity talent to write a best-selling book or record a hit song.
Everyone though has enough skills to recommend quality products or services. And thats why I suggest everyone should get involved in a part-time MLM...