With the many recent bankruptcies in the travel industry, and with the increased threat of terrorism overseas, travel insurance has become one of the most important investments you can make before your next trip.
How much would it cost if you needed to cancel your trip or come home early? Who would you call if you suddenly fell ill in your overseas hotel room? How will you navigate the local health care system if you get run over by a local bicyclist? Travel insurance can cover a lot more than trip cancellation costs and lost luggage.
Unlike most insurance policies that are purchased annually, most travel insurance covers a single trip. Single trip travel insurance is designed for those of us who take one main holiday a year or who prefer to have a few short breaks from the daily grind.
However, if you travel often, you can purchase a multi-trip policy that covers all your travel for a specified period of time, depending on your needs. The right policy is the best way to minimize the financial risks of traveling overseas.
Although many people think of trip cancellation coverage when they think of travel insurance, the medical element of travel...
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