There are many types of credit cards available that can be used depending on your circumstance. These include pre-paid, gas, small business, travel rewards, air miles, hotel points, student, unsecured or secured credit cards.
Pre-paid credit cards are more less like debit cards except that they do not come with a bank account, gas cards are usually used most times for the purchase of gas. Discover provides very competitive gas card rates. Secured credit cards are usually provided for people who want credit cards but have bad credit or no credit history. A deposit is usually required up front as a guarantee in the event of non-payment. Usually background checks are made, but due to the competitive nature of the credit industry, most providers offer guaranteed approval without credit checks. Student credit cards are designed specially for college students. With very competitive rates by different providers, there are many to choose from. It is a great way to build credit history if used appropriately.
Some of the major credit card providers are American Express, Mastercard, Visa, Discover, Chase, Advanta and many others. Such is the competition amongst providers...
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