Some people simply overlook boat insurance. They think that nothing bad is going to happen, when in reality, bad things often happen involving boats!
If you own a boat, you need boat insurance. In fact, many states now require boat owners to carry Watercraft Liability insurance before they transport or operate a boat. If your boat has been financed, your lender will almost always require you to carry full coverage boat insurance.
Again, most people don’t think anything bad will happen but bad things do indeed occur!
Vandalism is one problem that you may encounter. This is especially true if you dock your boat in a marina. Vandalism can also occur when you park your boat at your home, or at a hotel when traveling.
When you shop for insurance, make sure that vandalism is covered on your policy. Most issuers of boat insurance will only offer you the Watercraft Liability but in most cases, you need more coverage than that! Theft is another possibility. Cars are stolen all the time but boats are stolen as well. In fact, stealing a boat is easier than stealing a car!
Boat insurance should cover you in the event of vandalism, theft,...
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