We really are being bombarded by loans that are simplifying our lives. The boom in the personal finance markets have brought about a major attitude change. The advice that our grandparents gave us about never lending or borrowing seems out of date in the world of today. With instant satisfaction becoming the buzz word, can people really wait till they collect the dough to afford something? We all seem to be in such a hurry. And there is always the fear that we might not be able to avail of such amazing prices again. “There’s no time like the present” seems to have become the motto for the people of today, especially the youth.
Is this a good thing or a bad thing? Well, there are both advantages and disadvantages to this entirely new mindset. When it comes to the youth of the world, loans help them acquire some basic necessities that would be difficult to acquire otherwise. However, a lot of young people are unaware of how to become financially responsible. It is not that they are spendthrifts; it is just that they lack adequate knowledge of financial matters. Thus, a lot of young people do not use their money wisely. Studies have shown that many young...
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