Your First Car Loan : What You Need To Know
So that bucket of bolts you drove throughout high school and college has gasped its last exhaust-filled breath. Its done. That means youre in the market for a new car. Soon youll brave the treacherous world of the car lot. Be careful, its a jungle out there. Eager salesmen hover like vultures, ready and willing to separate you from your hard-earned cash.
Once you decide on a car, youll then have to survive the depths of the dealership, where finance managers lurk at every cornerpen and paper in hand, waiting for you to sign on the dotted line. But dont worry, with a little prior planning, you can get that new car without breaking the bank.
First off, you need to make a decision: buy or lease? If you like to drive a car until it diesand with todays autos running well past the 100,000 mile markthen youll probably want to buy. However, if you see yourself in a different ride every couple of years, then leasing might be the right option for you. In a lease, youre essentially renting the car for a pre-determined amount of time (usually three years). During that time, youll have to keep the car in tip-top shape and only...
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