Opening that first bank account is really something else. Few things can compare to the thrill of getting that first passbook. Many of you will agree that it probably marked your independence as well as opened your eyes to financial freedom. Most often, people are in the habit of opening bank accounts in those banks which have been doing business with their parents for years.
No worries there, if they are satisfied with the services of their choice of financial institution. The safety of your money is secured. However, there is a big possibility that their bank might not be offering new and better services that other companies now offer. Smaller, conservative banks do not often introduce new services or options to their clients.
This is the day and age of bank accounts to suit the needs of different people. As the demand from consumers increase, institutions are coming up with ways to be more competitive. For the old-fashioned account seeker, it makes sense to go in for an interest earning checking account which encourages savings. Another is the savings and insurance account for those who wish to protect themselves with an accident insurance, all the while...
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