In todays time I feel most of you hold a credit card but having a credit card with no basic information about it could be harmful for your financial stake. Credit card is an instrument that could be easily used to purchase something whereby you owe that money to the person who has issued the...
Zero Percent Interest Credit Cards – Applying For A Low Introductory Rate Card
There are various credit card offers available. If you are an extensive credit card user, you are likely familiar with the different types of offers and rewards. One widely publicized credit card is the...
This was the title of the cover page of the prestigious magazine, “The Economist” in its issue of 10/1/98. The more involved the IMF gets in the world economy – the more controversy surrounds it. Economies in transition, emerging economies, developing countries and, lately,...
Pay close attention to the Annual Percentage Rate (APR). The APR is extremely useful as a comparison tool.
Always try to beat 13% APR. Usually you can beat it by a lot (if you keep your credit good)!
Each state has different laws about interest rate ceilings. Check your state to...
Zero Percent Interest Credit Cards How To Get Approved
Zero percent interest is a very attractive credit card feature that gains a lot of attention. Although credit cards have the potential of becoming a dangerous tool, they do have practical uses. For example, credit cards allow easy...
When searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One way to find reliable sites is to start with a bank credit card. Bank of America, Citibank, and...
If You Love Staying At The Hilton, Go For The Hilton HHonors Visa Card
Offering a range of quality services to more than 200 million customers, the Citibank is one among the largest banks in the world. The Citibank Visa and Citi MasterCard products are acceptable in over 130 countries...
If you have never been in debt before or you are young, then getting a credit card can be hard. Strangely, lenders trust people who have been in debt and paid it back more than people who have never had any debt. Although it may seem hard to get a card if you have not gotten one before, there...
So, you’ve just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don’t know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity...
The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices while...
We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime – identity theft.
In fact, according to a 2003 release from the Federal Trade...
It’s important for every consumer to learn what a credit score is and how to improve it. Most consumers do not know what their credit scores are, but these scores are used in dealings with such diverse agencies as credit card companies, home equity lenders, auto loan lenders, and finance...