Credit card debt have you drowning financially? You’re not alone. The average American household carries $9,205 in credit card debt, according to CardWeb, an online industry tracker. Not managed properly, this debt can come to eat up all of your disposable income leaving little or nothing...
Visa. Clearly one of the most known credit card companies, the Visa symbol is known worldwide. There are many different types of Visa credit cards offered, and this article will review some of them to give you a better feel for the company.
Visa credit cards are not actually distributed...
Low Interest credit cards are exactly what their name suggests. They charge low rates of interest (APR). The APR is calculated in the same way as with other credit cards; this facilitates an easy comparison for an individual who is planning to switch over to these cards. Low interest credit...
If you have excessive credit card debt, then you have probably not only seen the ads but been tempted to look into them. These are the ads that say you can terminate and wipe out your credit card debt legally. Before you buy into these companies, there is some information you should have that...
As with most financial products, credit cards are usually heavily promoted on their interest rate, or APR. The lower the APR, the more attractive it’s supposed to be to potential customers. But is APR really the most important feature of a credit card?
Firstly, a sizable minority of...
Credit card debt consolidation is something many of us will have done at least once or considered doing. The immediate advantage is to save money on interest rates by moving balances on to a loan which will charge a fixed rate of interest with fixed repayments.
The wise move to make then...
Keeping your credit card debts in check should be your sole aim in life if you want to live a financially viable life, because if you dont the fall out of having a lot of debt on your credit cards can start to affect other parts of your life.
As much as credit cards are a handy spending...
The relationship between stress and credit card debt is a very close and, unfortunately, widespread one. A Public Interest Research Group and Consumer Federation of America analysis of accurate Federal Reserve reveals some astounding figures: the average household has debt ranging between...
How I Raised My Credit Score 40 Points In 24hrs. And Saved $658 A Month In Interest
Its never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. Ive maxed out my share of credit...
Why is having good credit so important? Since todays society is so financially-driven, establishing and maintaining good credit is imperative if you want to be able to do any of the following:
1. Apply for a job
2. Rent an apartment or buy a home
3. Open an account at a...
Credit card debt can push people over the edge and cause them to do things they wouldnt normally do. They dont see any light at the end of the tunnel and resort to desperate means to try to fix their credit problem.
Amount of debt determines, in part, how stressed and desperate a person...
Aiming to save money on our credit cards should be something that we all should be doing. This can be done by switching your credit card to one that has a 0% interest free offer on balance transfers and purchases, or simply playing a credit card game such as stoozing. The term stoozing is used...